Dental Insurance & Affordable Payment Options

No Dental Insurance?
No Problem.

We offer affordable payment options so that you can get all the rewards of insurance while avoiding the headaches and red tape. We offer both Proceed and CareCredit for your dental financing.

Proceed Finance

We’re happy to help you explore your options for dental financing with a trusted vendor. Proceed offers low-interest rates for dental financing and the most flexible repayment terms available (as long as 96 months, which is longer than comparable dental financing options).

Benefits of Proceed Finance for Dental

  • Low interest rates
  • Repayment terms as long as 96 months
  • Fast approval process


LendingPoint is an online leader in personal financing and has great options for fair-to-good credit to achieve your dream smile.

Benefits of LendingPoint

  • Options to change your payment date
  • Qualified patients can receive their funds in as little as 24 hours
  • 24/7 online or phone support
  • Term lengths from 24 to 60 months


Fredericksburg and Ashland Smile Center are proud to accept CareCredit. The CareCredit healthcare credit card is a great alternative to traditional dental insurance. Beyond helping with your dental financial needs, CareCredit is accepted at over 175,000 providers nationwide for health, beauty, and wellness services.

Benefits of CareCredit

  • Monthly Payment Plans available (12, 18, 24 month plans)
  • No limitations for preexisting conditions
  • Quick approval process (get credit in minutes)
  • Low- and no-interest options
Dental Affordability FAQ
Q: Do you have any discounts available?

A: Yes! We offer a variety of dental discounts, including:

  • Cash Discounts (Inquire for details)
  • 5% Discount for Activity Duty Military
  • 5% Discount for Seniors over 65
  • 5% Discount for Firefighters and Police Officers
Q: Do you offer payment options?

A: Yes! Call our team to discuss your dental financing options. We work with both Proceed and CareCredit. We’ll help you find the option that’s right for you.

Q: Will my insurance cover dental implants?

A: Your insurance may cover some of the cost of dental implants. As implants become the standard of care for tooth replacement, many insurance plans are offering excellent coverage. We can work with you to help achieve your smile goals.

Q: Will my insurance cover cosmetic dental services like Invisalign?

A: Most insurance plans do offer some orthodontic coverage. Be sure to have an in-depth conversation with us about your goals, and we’ll help you navigate your benefits. Patients may also use pre-tax dollars through Flexible Spending Account (FSA) or Health Savings Account (HSA). Contact us and we can help explain your options.

Q: Do you accept Medicare or Medicaid?

A: While we take steps to keep dentistry affordable for all our patients, we do not currently accept Medicare or Medicaid. We do accept Medicare PPO supplement plans.