Dental Insurance & Affordable Payment Options

At the Smile Center, we’re proud to make it easy to pay for dental services. We offer high-end dental services at an affordable price. Our staff is trained to help you understand your benefits. We also have financing options that offer low-interest, low-finance plans. Finding affordable dentistry doesn’t have to be intimidating!

Proceed Finance

We’re happy to help you explore your options for dental financing with a trusted vendor. Proceed offers low-interest rates for dental financing and the most flexible repayment terms available.

Benefits of Proceed Finance for Dental

  • Low interest rates
  • Repayment terms as long as 96 months
  • Fast approval process


LendingPoint is an online leader in personal financing and has great options for fair-to-good credit to achieve your dream smile.

Benefits of LendingPoint

  • Options to change your payment date
  • Qualified patients can receive their funds in as little as 24 hours
  • 24/7 online or phone support
  • Term lengths from 24 to 60 months


Fredericksburg and Ashland Smile Center are proud to accept CareCredit. The CareCredit healthcare credit card is a great alternative to traditional dental insurance. 

Benefits of CareCredit

  • Monthly Payment Plans available (12, 18, 24 month plans)
  • No limitations for preexisting conditions
  • Quick approval process (get credit in minutes)
  • Low- and no-interest options
Dental Affordability FAQ
Q: Are you in-network with my dental insurance?

A: We are in-network with most dental insurance providers, give us a call to confirm and schedule your appointment!

Q: Do you have any discounts available?

A: Yes! We offer a variety of dental discounts, including:

  • Cash Discounts (contact us for details)
  • 5% Discount for Activity Duty Military
  • 5% Discount for Seniors over 65
  • 5% Discount for Firefighters and Police Officers
Q: Do you offer payment options?

A: Yes! Call our team to discuss your dental financing options. We work with both Proceed and CareCredit. We’ll help you find the option that’s right for you.

Q: Will my insurance cover dental implants?

A: Your insurance may cover some of the cost of dental implants. As implants become the standard of care for tooth replacement, many insurance plans are offering excellent coverage. We can work with you to help achieve your smile goals.

Q: Will my insurance cover cosmetic dental services like Invisalign?

A: Most insurance plans do offer some orthodontic coverage. Be sure to have an in-depth conversation with us about your goals, and we’ll help you navigate your benefits. Patients may also use pre-tax dollars through Flexible Spending Account (FSA) or Health Savings Account (HSA). Contact us and we can help explain your options.

Q: Do you accept Medicare or Medicaid?

A: While we take steps to keep dentistry affordable for all our patients, we do not currently accept Medicare or Medicaid. We do accept Medicare PPO supplement plans.